College Quick-Hitters #3


Saint Peter’s University- This is a small (little over 2,000 students) in Jersey City, New Jersey, and is New Jersey’s only Jesuit University. Their top programs are business, criminal justice, and education, where students are licensed to teach in both New Jersey and New York upon graduation. They have a newly renovated school of education and school of business, with a new stock room. They offer a great study abroad program primarily in Barcelona and Seoul for interested students. Although 50% of students commute, housing is available all four years. 97% of students receive financial aid, but the merit scholarships are what make Saint Peter’s a great catch. All accepted students are awarded at LEAST a $12,000 scholarship towards tuition and $2,000 towards room and board. Also, students with a 3.5 GPA and 1300 SAT (Math and Critical Reading) are in the running for a full scholarship, in which 40 are given out each year. All applicants are also given free applications, which save you about $65.

Providence College- PC is a small liberal arts college in Providence, Rhode Island. It is a catholic school run by the order of Dominicans, who concentrate on faith and reason. They are a test-optional school, with 50% of their incoming class applying test-optional. PC has an average class size of 18, with a 91% retention rate for students. 3 years ago they were awarded a full international business accreditation, and their business program has been booming since then. PC was the first school to offer Public Service as a major, where students learn how to serve the world and make it a better, more productive place. They also offer a fantastic Health Policy and Management major, for students who want to be in the medical field, but may not necessarily want to work directly with patients. This gives them a chance to play a major role in health care, from an administrative position. Providence College students also have an opportunity to work in conjunction with Brown University. Biology and Psychology majors can take classes at Brown and receive a certificate in neuroscience.

Ursinus College- This is small liberal arts college in PA, about 45 minutes from Philadelphia. It is located in a suburban town and has a beautiful, green campus. Majority of students major in biology and business, but they also have a striving English department, and top notch writing program. They offer a creative writing scholarship, with the extra application due by February 15th. Students must submit 10 pages worth of creative writing work to be considered, and if chosen students will receive $30,000 per year, and will have the chance to stay in JD Salinger’s room for one year…this award is named the JD Salinger Creative Writing Scholarship. Ursinus has a unique first year experience program, where all freshmen live and study together, hopefully creating a solid network. No classes are larger than 20 students, and students do not declare a major until after freshmen year.


Joseph D. Korfmacher

Summer College Checklist for Rising Seniors

So you are officially a senior...this is exciting right? Only one more year of high school and then you are off to pursue the major of your choice at hopefully the college of your choosing! Although many students would like the college application process to be over already, you still have many months left. Some of the more important months throughout this process are June, July and August. The summer is a crucial time to prepare, search, and begin to formalize your college application plans. It is definitely not a time to sit around and do nothing. So look at these following tips on ways you can best utilize your summer days to best prepare yourself for the fall when you finally apply to college!

Get Involved: Depending on the selectiveness of the colleges you are applying to, admissions counselors are looking for applicants who have done something positive during their time off. Whether it is traveling, taking a pre-college summer class, volunteering, or working, make sure you are doing something! It looks good on college applications and it is just good to stay active in a positive way!

Continue to visit schools: If you are able to get to college campuses during the school year, that is great, but it is not always possible. Although high school does not begin until September, many colleges start during the last week or two of August. Whether you can go in August, or the other summer months, visiting schools is a vital part of this process. Get to the campus, walk around, ask questions, and imagine if this is the best place for you. Make sure to contact the undergraduate admissions office prior to the visit, to see if they offer an information session or guided tour while you are there.

Begin narrowing down your college list: With many application deadlines beginning in November (some earlier), it is now time to eliminate some colleges from your list. You should end up with about 8-10 colleges on your list; all of which you would love to attend. Make sure to have at least 2-3 colleges that you are certain you will be accepted into, often referred to as safety schools. Safety schools should still be schools that you have investigated and would be happy attending. Your list should reflect hard work on your part, and you want to be completely satisfied with the final amount of schools you apply to in the fall.

Research school specific application guidelines: Colleges differ across the board on application procedures such as how to apply (Common Application or their own), deadlines for regular decision, early action/early decision, priority, and rolling decisions, and application requirements such as SATs, subject tests, and additional supplements. Be sure to have all of the requirements and deadlines organized in one centralized location to reference (i.e. your college list)

Work on your résumé for college: You are able to upload a résumé for many colleges, so you want to be prepared. Try your best to remember everything you have been involved in and accomplished during your time in high school, and get these down on paper in an organized template.

Make your plan for admission testing: You may be satisfied with your SAT and/or ACT scores, which is great! However, many students need to retake these tests in hopes of higher scores. For the SAT, there are testing dates in October, November, and December, which most likely are the latest ones you can take. For the ACT there are testing dates in September, October, and December. Also, if any of your colleges require subject tests (SAT II), remember to sign-up during one of these test dates. You cannot take the SAT and Subject test the same sitting, so please plan accordingly!

Begin the Common Application starting in August: The Common Application opens August 1st. Feel free to create an account and begin working on the application. There is no need to rush this, but it will be helpful to get familiar with the application and see what other supplements are needed for schools. Also, if you haven’t done so already, start writing the main CA essay, and feel free to send it to your college counselor to help with editing.


Keep in touch with your counselor: If you have any pressing questions or concerns, feel free to reach out to your college counselor. Also, once school begins, make an appointment to see your counselor and talk about a plan to apply to schools.

-Mr. Joe Korfmacher, MA

Colleges Accepting Applications after May 1st

May 1st has come and gone and although most seniors are very happy with their future homes, there are still students exploring alternative options.  Every year, the National Association for College Admission Counseling (NACAC), publishes a list of colleges and universities across the country that are still accepting applications for fall enrollment. The majority of schools have deadlines in late winter/early spring, and the student must deposit by May 1st, to secure a spot. However, there are hundreds of colleges still looking to get more students in their seats, and will allow students to still apply, even though we are well into May. This is a good option for students who either have not been accepted to any schools, can’t afford the schools they were accepted into, or were wait listed at many of their schools.

So if you are interested, take a look at the list of schools, and if it makes sense for you, go ahead and apply!



-Mr. Joseph D. Korfmacher, MA

Decisions, Decisions, Decisions

It is just about April 1st, and almost all college decisions have been mailed out. From what I am seeing, it looks as if it has been another super competitive year for students at colleges across the country, especially the highly selective ones. Although we hope all students have some good news to focus on, I know that most students have their share of denials and waitlists. If you were denied from a school, at least you went for it, as the only thing worse than a denial is the regret of never applying to the school in the first place. Also, if you are still in love with the school, you can always apply next year.

If you were placed on the waiting list, hang in there…it could be a long time before or if you hear from the school. Here are a few tips if you find yourself on this list:

·         When third quarter grades are available, ask your counselor to send the grades to these schools
·         Make sure you alert the schools that you intend to stay on the waitlist

·         Email your admissions counselor at the college and ask him/her if there is anything else you can do to help with your candidacy

·         Unless you are advised by the school, do not send additional letters of recommendation

·         Most likely, you will not hear a decision until May 1st. Make sure you deposit at your top choice, where you were accepted. If you are eventually taken off the waitlist, you can always pull-out of the other school (but most likely will not receive the deposit back)

For those schools you have been accepted to, congratulations! Now it’s time to decide where you will be attending for the next four years. Make sure you continue to do your research, including visiting the schools again. Review the financial aid and scholarship packages and make an informed decision. Do not rush this choice! You should choose the school that is the best fit for you academically, personally, and financially!

From March 29th to April 3rd, I will be in the Pacific Northwest visiting numerous colleges near Seattle and Portland. Please visit my blog in the coming weeks for personal feedback and pictures from my trip!


-Joseph D. Korfmacher, MA

Paying for College...Time to Get Started

As you are all aware, this is both a stressful and exciting time in your lives as seniors and parents of seniors. Many of you have applied to colleges, and others are working on submitting their applications in the next couple of months. Now there is quite a bit of time between waiting for an admission decision, discovering the financial aid package, and selecting the college you will attend. In many cases, a big part of selecting a college will depend on the ability to actually pay for that school. Although most private colleges and universities will average anywhere from $40,000-$60,000 per year in total cost of attendance, the financial aid they offer will vary greatly from next to nothing, to a whole lot of dough.

In order for families to be considered for any type of financial aid, families must complete the FAFSA (more information on this below) after January 1st. Many schools also require families to complete the CSS Profile, which can be completed now. Both of these systems will allow colleges to assess how much need a family has for paying for college. It’s simple, if you do not fill out the FAFSA and/or the CSS Profile, the student will receive zero financial aid. It is still possible they will receive merit scholarships, but they will be given no money in financial aid (grants, work study, loans).

It can often take a long time to receive each school’s financial aid package. To get a good idea of where you might stand now, you can check out two different sources. The first is called the Net Price Calculator (NPC), and is a free tool on each college’s website. The NPC will give a close estimate for the family’s total cost of attendance after financial aid and merit scholarships. The second is called the FAFSA4CASTER, which can be found by clicking the link. This will give the family an estimate of their total Expected Family Contribution (EFC), the number colleges will eventually use to determine how much they will give in financial aid. Although none of these are perfect, it is important to research as much beforehand, to help with the college decision process.

For more information on financial aid, please read the following:

FAFSA  - January 1st is the official start date to complete and submit the FAFSA to colleges. Many colleges have deadlines (that are not that far away) to submit the FAFSA, so make sure this is finished soon! Most people have heard of the FAFSA, which stands for the FREE Application for Federal Student Aid; however some families choose not to take the time to apply because they do not believe they will receive any aid. Although this is a family decision, we really do urge all families to complete this form. This is one of the only ways a student can receive government aid (also check out the CSS Profile, which some colleges use to calculate financial aid.) Schools receive the FAFSA report that gives them the EFC (Expected Family Contribution), and colleges will decide how much financial aid they will give to families. So please, take the time to get this application completed and sent to all of the schools you apply to!

Online Scholarship Finder Websites- There are a multitude of online sites available to find scholarships to college. For many of these, all you need to do is put in your basic information, and it will find scholarships that match your criteria. The three that come highly recommended are: CollegeBoardFastweb, and FinAid. Also check out www.collegescholarships.org. Just click on the links, and start applying!

Loans- Although it is ideal to avoid loans, it is not always possible. Here are two websites that help out with understanding and getting started with federal loans: www.direct.ed.gov and http://www.studentloans.gov/
Project on Student Debt -  This has a list of schools that have made the pledge to limit or eliminate student loans from financial aid packages, which reduces cost of college for students and their families. It may be too late for seniors, but juniors should definitely look at this list and see if there are any schools of interest.

Call College Financial Aid Departments- Often families will receive financial aid reports from colleges and will feel that they are not receiving nearly enough of aid for their income and family situation. Since on the FAFSA you are using the previous year’s tax return, it is very possible that there have been some changes in parents’ job and income situation. Also, there may be some special circumstances that financial aid counselors at colleges are not aware of (i.e. high medical bills). You have every right to call the counselors at the colleges and explain your situation. Schools will respond differently, but some may very well give you more financial aid, so it is definitely worth a shot!


Finally, please check each college’s website in which you were accepted and see if there are any additional merit/need-based scholarships you can apply to. Remember to apply to as many scholarship opportunities as possible, because every dollar will help!

Joseph D. Korfmacher, MA
College Counselor

SAT/ACT Information and Procedures

Testing season is back…for seniors you are taking final shots at the SAT or ACT in hopes to raise your scores, and juniors you most likely are just beginning to plan your attack on which tests to take and when. Although there are many schools that are test-optional (meaning they do not require SAT or ACT scores for students to apply), the majority of colleges do need to see a score report from one of these tests. I think it is helpful to give a few more helpful tips about each test, so you can decide which will be the best representation of you when it is time to apply to college!

For seniors, you have a few more opportunities to improve your scores. Test dates still available are:

SAT
October 5th (Late registration-9/20)

November 2nd (Register by 10/3)

December 7th (Register by 11/8)

ACT
October 26th (Register by 9/27)

December 14th (Register by 11/8)

If any of your colleges require subject tests, please make sure you register for them and get that taken care of! Some schools require up to 3 Subject tests. Usually, colleges will accept one ACT score in place of a Subject test, but you should follow-up with the college to be certain.

Applying Early

If you are applying early action or early decision (most often with 11/1 or 11/15 deadlines) and you plan on taking the November SAT/Subject tests to improve your scores, please alert the school of this. On the Common Application, you will be able to indicate future test dates. However, it is best to contact admissions representatives directly and alert them of this, so hopefully they will wait until they receive those scores to make a decision.

In case you are still wondering if you should take one of these tests, please read the following information:



Length: Standard time of 3 hours and 45 minutes, consisting of 10 sections.

Format: The test is broken up into 3 math sections, 3 critical reading sections, and 3 writing sections. The tenth section is experimental, will not be scored, and will be either on math, critical reading, or writing. Although this section is experimental and will not be scored, students are unaware of which section is the experimental one. All sections are comprised of multiple choice questions, however, the writing section also includes an ESSAY and the math section also includes student response questions. The essay will always come first, with the rest of the sections to follow randomly.

Scoring: Each section is scored out of 800 points; therefore the highest possible score one can receive on the SAT is a 2400. The essay portion is scored 2-12 and is included in the overall writing score.

Guessing Penalty: There is a guessing penalty on the SAT, which means if you get a multiple choice question wrong; you will be deducted ¼ of a point. You will lose zero points for leaving a question blank. However, student response questions on the SATs should all be attempted, because you will lose points for either getting it wrong or leaving it blank.

Reporting Scores: Because of score choice, you can choose which test dates you report to colleges. You cannot choose an individual section to send (i.e. June math section), but if you send multiple tests dates, most colleges will super score the results, giving you the highest score possible for your report.


Length: Standard time of 3 hours and 25 minutes, consisting of 4 sections with an optional writing section (30 minutes long).

Format: The four sections are English, Math, Reading, and Science Reasoning. There is only one section for each subject area, so the sections are longer with fewer breaks than the SAT. The writing section is optional on the ACT, but some schools do require this part, when submitting the ACT scores.

Scoring: Each section is scored on a scale of 1-36 (36 is the best score one can receive). Overall, there is one ACT composite score, which is an average of all four sections.

Guessing Penalty: There is no guessing penalty on the ACT meaning you lose the same amount for an incorrect answer and a question left blank.

Reporting Scores: You have the option of sending or not sending any of the test date scores to colleges. However, because of the scoring methods, you cannot combine or super score ACT scores from multiple test dates.

 Quick differences between the SAT and ACT

Science section: SAT- NO / ACT-YES

Trigonometry in math section: SAT- NO / ACT-YES

Multiple choice: SAT-mixture / ACT-ALL

Guessing penalty: SAT- YES / ACT- NO

It is also important to know that although both tests will focus on what you have picked up in high school, the ACT is more knowledge-based. Therefore, one easy way to decide which test is best for you is to look at your GPA and PSAT scores. For those who have a high GPA and low PSAT scores, the ACT may be the way to go for you. Regardless of GPA, for those who did well on the PSAT, then you might as well keep going with what worked for you!

So, in the end, how will you choose which test to take? Well luckily you don’t have to choose, because you can take both as often as needed! My advice is always to take the SAT at least once in junior year, and see how you do. If you do not feel comfortable and your scores are low, then look into the ACT option. Although the two tests are similar in some ways, as you have read there are many differences and students may perform better on one than the other. All schools will take both tests with equal validity, so find the one that best suits you and show yourself off to the colleges of your choosing!

-Mr. Joseph D. Korfmacher, MA

August Checklist for Seniors



With the start of senior year only a few weeks away, take a moment to review the following list to put yourself in a good position to begin the college application process!

Continue to visit schools: If you are able to get to college campuses during the school year, that is great, but it is not always possible. Although high school does not begin until September, many colleges start during the last week or two of August. It is best to see the school in session, and get the feel of the student body and what the school has to offer. Make sure to contact the undergraduate admissions office prior to the visit, to see if they offer an information session or guided tour while you are there.

Work on narrowing down your college list: With application deadlines right around the corner, it is now time to eliminate some colleges from your list. You should end up with about 8-10 colleges on your list. Make sure to have at least 2-3 colleges that you are certain you will be accepted into, often referred to as safety schools. Safety schools should still be schools that you have investigated and would be happy attending.

Research school specific application guidelines: Colleges differ across the board on application procedures such as how to apply (Common Application or their own), deadlines for regular decision, early action/early decision, priority, and rolling decisions, and application requirements such as SATs, subject tests, and additional supplements. Be sure to have all of the requirements and deadlines organized in one centralized location to reference.

Finish admission testing: You may be satisfied with your SAT and/or ACT scores, which is great! However, many students need to retake these tests in hopes of higher scores. For the SAT, there are testing dates in October, November, and December, which most likely are the latest ones you can take. For the ACT there are testing dates in September, October, and December. Also, if any of your colleges require subject tests (SAT II), remember to sign-up during one of these test dates.

Begin the Common Application: The Common Application opened August 1st. Feel free to create an account and begin working on the application. There is no need to rush this, but it will be helpful to get familiar with the application and see what other supplements are needed for schools. Also, if you haven’t done so already, start writing the main CA essay, and feel free to send it to your college counselor to help with editing.

Keep in touch with your counselor: If you have any pressing questions or concerns, feel free to reach out to your college counselor. Also, once school begins, make an appointment to see your counselor and talk about a plan to apply to schools.


Joseph D. Korfmacher, MA